Put Your Mortgage to Work—Unlock New Savings With Lower Rates!

Now’s the perfect time to refinance, renovate, or plan a family getaway

Interest rates are falling-make your mortgage work for you.

Refinance to lower your mortgage payments.

Switch back to a mainstream bank if you are not already there.

Finally, renovate your home - kitchen, bathroom.

Plan that family holiday.

Refinance Success Example

Scenario:
The existing mortgage of $389,280 was with Basecorp Finance. The family were there due to a past credit default, which had since been repaid. The interest rate was 8.50%. The loan term was 29 years. Monthly repayments were $3,143.73. The family also urgently needed funds to replace their roof.

Solution:
Thanks to their excellent repayment history and strong account conduct, our clients were able to refinance with ASB Bank on a new $443,000 loan over 22 years at a competitive 4.92% interest rate (July 2025), reducing their monthly repayments to $2,751—a saving of $392.73 every month compared to their previous loan. Even better, despite borrowing slightly more than with Basecorp Finance, they’ll pay off their mortgage 7 years faster, giving them more financial freedom and peace of mind.